Sophisticated banker CHEUK YAT-YUEN’s father CHEUK SUNG-HEI has been missing in Sabah for one year and a half. YUEN misses him miserably. His wife HO TSEUK-NIN gives him some words of consolation. TAI WING-LUK, the general manager of YUEN’s bank, goes to YUEN’s house to inform him their staff have sent clients’ safe deposit boxes to a metal recovery works by mistake. YUEN calls on an emergency meeting with his little sister, Director of the bank’s Corporate Department, CHEUK YAT SUM, and KO TOK-MAN, the Operations Director. YUEN rushes to the recovery works as soon as he learns that his father’s deposit box is one of those discarded. MAN suggests sacking the manager involved, but a staff member points out that the manager is a relative of TUNG TIN-CHUK, the Co-Chairman of the bank. YUEN gets a call from Sabah suggesting him to stop the search for his father. SHEUNG HOI-MEI has returned from her overseas vacation……

SA FU-LOI and his younger brother SA PO-LOI are both con artists. They find that some triad members are waiting for them when they return to Sabah. It turns out that FU-LOI has sold a fake antique to a rich man. The man threatens to kill PO-LOI if FU-LOI fails to pay him 500,000 ringgit by the deadline he sets. YUEN and SUM meet with the private detective their father used to hire when he was alive. They learn from him that their father had gone to Sabah to search for his love child, YAT-MING. SUM and MAN learn that CHUK is not happy his relative has been fired. What is more, he plans to make use of the media to menace YUEN to revenge him. But he is made a fool of by YUEN instead. CHUK complains to MEI. SUM and the private detective go to Sabah to look for MING. When there, she gives the detective some money and tells him to lie to YUEN. SUM wears an expensive watch……

The robbers want to kidnap SUM. FU-LOI is injured in saving her. SUM manages to run away. When she later returns to where she is locked, FU-LOI is nowhere to be seen. A well-off man has recently died. FU-LOI and PO-LOI go to his house to search for anything valuable, only to discover… YUEN arrives at Sabah with the private detective. FU-LOI and his brother put up a show to make YUEN believe he is his half-brother. YUEN wants to compensate FU-LOI on behalf of their father. So he tells FU-LOI their father has left a villa to him. He also invites FU-LOI to visit Hong Kong. MEI is giving an interview with a magazine. She goes to the family villa to look for some suitable clothes. NIN has found MEI’s diamond ring. Not wanting MEI to discover her late husband’s secret, NIN locks the ring up. She is caught red-handed by MEI nevertheless.

NIN is unhappy YUEN has invited FU-LOI to Hong Kong, thinking that he is causing himself trouble. FU-LOI bumps into SUM at a shopping mall as he is shopping with PO-LOI. YUEN shows FU-LOI and PO-LOI around the villa. MEI gives YUEN a good telling-off when he tells PO-LOI this villa will be his. YEUNG YIN-FUN, the CHEUKS’ family lawyer, is playing golf with CHUK when MEI suddenly shows up. The three of them are having an argument when TUNG LING-CHI ANGIE, CHUK’s daughter, who is a lawyer and has just returned from the UK, appears. YUEN is very bothered by MEI’s opposition. MEI announces that she is filing a lawsuit against YUEN and that CHI is her representing lawyer as soon as she has got home. NIN runs into ANGIE. What CHUK told her wedding day all comes back to her. SUM wants to see MING, her half brother. She goes to the hotel where he is staying but to no avail. As she turns around, she is surprised to see FU-LOI…

SUM plays with FU-LOI on the street. Their behavior attracts the attention of a police officer. YUEN offers to pay FU-LOI cash instead of the villa. FU-LOI is thrilled to bits. ANGIE dances with MEI. She persuades MEI into sending FU-LOI away with money. MEI has a meeting with FU-LOI. YUEN, FUN and ANGIE are also present. She flies into a rage when FU-LOI presents a birth certificate that proves he is HEI’s son. Seeing that the matter is getting more and more complicated, FU-LOI and PO-LOI return to Sabah. CHUK tells ANGIE what he told NIN on her wedding day. YUEN finds it strange that ANGIE’s attitude towards him has changed completely. She is accusing him in a car park as NIN drives past. The CHEUK family is throwing a Christmas party. ANGIE has a private conversation with NIN. MAN teases at SUM at the party, which drives her mad. FU-LOI lures MEI to go to Sabah with a trick.

FU takes MEI to a mountain. As they walk up, they see a man in HEI’s clothes. FU carries MEI on his back to run after the man. Later, they find HEI’s tomb. A toy merchant makes a racket at YUEN’s bank. He complains that the bank’s neglect has delayed the shipment of his goods. He demands the bank compensate for his loss. FUN and YUEN entrust the matter to ANGIE. ANGIE and her boyfriend, MATTHEW, look into the matter together and find… The matter is settled at last. YUEN invites ANGIE and MATTHEW home for supper. ANGIE drinks too much and gets a stomachache. MATTHEW goes to get her some aspirins. ANGIE sees a man standing in front her with aspirins in his hand, and so stands up to kiss him. MEI invites FU to Hong Kong. PO follows them. MEI tells her family members she has gone to Sabah to look for HEI. She adds that she has accepted “YAT-MING”, as she believes it was her late husband’s wish……

SUM opens the box FU gave her and finds in it a note inviting her out on the New Year Eve. She arrives at where they are supposed to meet but FU is not there. Minutes later, he shows up suddenly and gives her an expensive watch. They then smooch on the street. MAN, who has been following SUM secretly, is stunned to see this. MEI has invited MING to the family’s New Year Eve party. SUM is taken by surprise to see that FU and MING are the same person, whereas FU is astonished, too. Although SUM acts as if she is all right, everybody can see she is upset. MAN takes her to paraglide so as to cheer her up. MEI introduces FU to CHUK. The two old people enjoy FU’s company immensely. At HEI’s memorial, MEI and other family members share with one another their memories with HEI in the past.

MATTHEW proposes to ANGIE as they are shopping at a household store. To his disappointment, she tells him she has someone else on her mind. MATTHEW asks if that man is YUEN. MEI wants to appoint FU as director of the bank. YUEN agrees. However, when he tells MAN this he meets with his strong opposition. NIN casts a vote in opposition to the proposal in the directors’ meeting. As a result, the proposal is turned down. MEI is furious. YUEN appoints FU to be his assistant instead. It does not take FU long to grasp the power distribution in the bank with the help of TAI WING-LUK. PO works as an office assistant in the bank. The brothers are sharing with each other what they have seen on the first day at work when MAN shows up and blames PO for not doing his job well. MEI, who is still at odds with NIN, knocks down a man who is passing by as she is trying to hide away from NIN.

MEI is taken to the police station. ANGIE shows up in the identity of her lawyer and claims that she has found a witness who can prove MEI’s innocence. MEI is surprised that the witness is NIN. YUEN finds that his mother and wife have been reconciled, and that ANGIE has agreed to work as their family lawyer. FU is learning at the different departments of the bank. TAI YICK-YAN of the Investment Department is meeting a client. FU requests to go with her. SZETO FUNG, YAN’s boyfriend who is also the head of the department, accepts his request despite it is against the bank’s policy. FU talks the client into investing in a fund. When MAN asks about this later, FUNG shifts the blame onto YAN. MAN has asked FU to assess whether the bank should grant a loan to a company. FU works without rest to get the job done but MAN derides his efforts. SUM wants to stop MAN, but…

YUEN and ANGIE are going to Sabah for business. NIN is very disappointed, as YUEN will then not be able to celebrate with her their wedding anniversary. She is therefore excited when YUEN says they will celebrate in Sabah. ANGIE is taking a walk around the beach as she sees YUEN and NIN celebrating their anniversary. She cannot help but fancies herself as NIN. MAN tells FU to do a credit assessing again. He even bets SUM that FU will not be able to manage the job. SUM returns to the bank at the small hours of the morning to help FU and PO. NIN and YUEN are shopping with ANGIE when they bump into MATTHEW. NIN did not know until then that ANGIE and MATTHEW have broken up already. MAN expresses his love for SUM but she turns him down. Later when she hears him telling NIN how much he loves her, she changes her mind. FU has done SUM a favor at work. He grasps the opportunity to invite her to dinner……

MING intends to have a candlelight dinner with SUM, only to find that she is going out with MAN. A subsidiary of the bank is planning to acquire a US corporation. MING suggests LAI WAN-CHOI, the Director of the Finance Department, to buy the corporation’s shares. YUEN, NIN and MING are on the way to the “Outstanding Banker Presentation Ceremony” when YUEN’s secretary informs him that the US Securities and Futures Commission has received complaints about the bank’s involvement in insider trading. YUEN has to give up the ceremony. Later, he takes MING to where the ceremony was held earlier. After telling MING their dad’s principles of running the bank, YUEN accuses him of hiding something very important from him. YUEN discovers that the bank ANGIE’s ex-boyfriend, MATTHEW, works for is buying out the Cosmo Bank’s shares in the market. The sandal of the bank disturbs SUM. MING cheers her up……

YUEN and NIN go to the villa to look for MING respectively. When they arrive, MING and PO have all packed up and are about to return to Sabah. To clear her brother’s name, SUM holds a press conference to make public the truth. YUEN, however, makes a speech before she can do so. YUEN needs to go to the US to explain to the Securities and Futures Commission. He is so tired from the preparation that he falls asleep on ANGIE’s shoulder. NIN sees this as she enters YUEN’s office. MING apologizes to YUEN prior to the shareholders’ meeting, saying that he will explain to the shareholders at the meeting. One of the shareholders, MAN NGO-KWAN, proposes to remove YUEN from his office. And CHUK… SUM takes some soup to MING on behalf of MEI. MING is very pleased to see her. He is shocked therefore when she tells him to go back to Sabah. YUEN has a headache. ANGIE takes him to go boating.

ANGIE does not expect to see NIN when she is home. NIN has come to tell her CHING PAK-HIM, Head of the Legal Department, will be accompanying YUEN to the US instead of her. MING meets with MATTHEW. He tells MATTHEW he can draw KWAN to his side in buying out the bank. NIN happens to see them and she tells MAN about this. ANGIE shows up in the States suddenly. She and YUEN have a drink together. When they have returned to the hotel, she expresses her love for him then they kiss. YUEN returns to Hong Kong earlier than expected. MING tells YUEN he is willing to compensate for his lost with the villa. NIN tells her family members about MING working with MATTHEW. On the other hand, YUEN tries but fails to make NIN believe there is nothing going on between him and ANGIE.

MING has succeeded in making the others change their views on him. Learning from other banks’ experience, he puts forward a proposal on how to save the bank’s reputation to SUM and MAN. YAN has been stood up by FUNG. She bumps into PO as she is strolling on the street. When they are walking together, an old lady faints on the street. MING wants to make a new TV commercial. When he reads the news of how YAN saved the old lady, he decides to invite her to shoot for the commercial. LUK’s wife, NGAN, tells their daughter that HEI was her true love. LUK overhears their conversation. ANGIE has a traffic accident. Her legs are injured. The whole Cheuk family has come to see her. ANGIE hurts herself again while CHUK is out of town. MEI therefore invites her to recuperate at her place. The bank is holding a premiere for the new commercial. MING makes a speech, but the media is only interested in YUEN and the bank’s recent scandal only.

YAN cheers him up. When they are embracing each other, she can see FUNG peering at them. MAN proposes to SUM as they watch the sun set on the beach. YUEN is working on an acquisition project. MING asks if he can be his assistant and learn from him. MING goes to FUNG’s place to discuss the project. When he gets there, FUNG and YAN are having an argument. MING gives her some words of consolation. She then tells him they have broken up, and that she’s fallen in love with him…MING puts up a proposal that goes against YUEN’s. Learning that YAN has broken up with FUNG, PO decides to go after her. Although YUEN has promised to give ANGIE a lift home, he changes his mind and goes horse riding with his children in the end. ANGIE is so upset that she takes to alcohol and drugs.

MATTHEW goes to YUEN’s place to tell him how ANGIE’s ended up in hospital. YUEN knows very well ANGIE still loves him immensely, but both of them are trying hard to pretend they are no more than good friends. SUM and MAN accompany MEI to buy flowers for the Chinese New Year. MAN bumps into his ex-girlfriend. MEI cannot help but worries SUM will be unhappy. MING shows up out of the blue to save MAN from the predicament. WENDY, NIN’s cousin and YUEN’s secretary, uses ANGIE and YUEN’s cell phones to invite each other to YUEN’s yacht so that NIN can catch them red-handed. When YUEN gets back to the pier, CHUK is already waiting there. YUEN announces over breakfast that he is going to Mumbai for business in the afternoon. MEI does not think it is a good idea, as the Chinese New Year is approaching, NIN, on the contrary, supports him. Mumbai has a terrorist attack.

MEI faints after hearing that the hotel at which YUEN stays has been attacked. When she gets round, she blames NIN for allowing YUEN to go to India. MEI wants to go to India. MING manages to make her change her mind. NIN bumps ANGIE at the airport. Both of them are going to Mumbai. NIN and ANGIE find a man named ROBIN at a local hospital, who claims that YUEN has escaped from the hotel with his help. What they do not know is, YUEN was kidnapped afterwards. The project of taking over Fu Hing Bank goes on. As MS LAI, the woman in charge of Fu Hing Bank, has been killed, YUEN’s colleagues need to re-plan the project. MAN tells FUNG to take care of a task, but FUNG drags his feet. On the other hand, MING drinks with LAI WING-YAN, younger brother of MS LAI. NIN tells SUM the kidnappers have asked for US$50,000,000.

SUM tells MING she has lost contact with NIN. It turns out that NIN and ANGIE have an accident on their way to take the ransom to the kidnappers. NIN has been injured, and ANGIE has gone into a coma. In the meantime, the kidnappers are giving a tough time to YUEN. MEI supports MING’s proposal for taking over Fu Hing Bank. MING tells other directors YUEN has been kidnapped. MEI passes out. NIN has saved the much-tortured YUEN. MING gets a call telling him YUEN has been saved minutes before the contract signing ceremony with Fu Hing Bank is due to take place. PO hopes that MING will tell YAN he does not love her indeed. MING promises him. PO knows YAN will be heartbroken by what MING is going to tell her. So he waits for her at her apartment, only to see MING kissing her.

YUEN opposes to the idea of taking over Fu Hing Bank single-handed. YUEN has a medical checkup, which confirms he is very healthy. After talking to a psychologist, NIN suspects that YUEN is suffering from post-trauma stress syndromes. NIN asks SUM to take care of her two children. SUM agrees readily, as she wants to see if MAN can get along with children. SUM asks NIN’s children to give MAN a hard time, but her scheme does not work out. MAN proposes to SUM. MING, PO and YAN chill out at a bar. PO leaves earlier. Later, he meets FUNG. As PO is very drunk, FUNG puts him up in his place. The next day, FUNG asks PO if he would like to move in. NIN’s two children fight with each other with a plastic sword. NIN loses her temper. YUEN condemns MAN at a directors’ meeting.

NIN plucks up enough courage to tell YUEN he has become another person. MING, who is passing by, overhears their conversation. MING takes YUEN to the bar. SUM and MAN have an argument over their wedding arrangement. They decide to have a motocross competition. Whoever wins will have the ultimate say in the wedding arrangement. MAN’s ex-girlfriend YI LAM has returned to Hong Kong. She tells MAN that their son, whose existence MAN did not know of, needs a marrow transplant. NIN goes to the bank to take YUEN to lunch. WEDNY tells her YUEN has bought an expensive yacht. YUEN sees them. YI LAM calls and tells MAN their son has a fever and is now in the hospital. As he is at the sea right now, he tells FUNG to take care of them. FUNG informs MING that YI LAM has returned to Hong Kong.

YUEN and MING bring a little boy to MAN and SUM’s engagement party. The boy calls MAN Daddy. SUM blames his brother for ruining her party. YUEN gets irritable and threatens to jump into the sea. SUM accepts MAN’s explanation of why he has a son. ANGIE bumps into YUEN, who is drenched. YUEN pours his heart out to her. She gives him some words of comfort, and then they sleep together. YUEN tells NIN he will go to the doctor’s when he is home. LAM has an accident during rehearsal and goes into a coma. MAN therefore has to look after their son for the time being. With the help of a psychologist, YUEN starts to reconstruct his life. NIN is displeased to see that the house has been turned into a playground but then there is nothing she can do about it either. YUEN asks NIN what she thinks about his recent changes but she makes no comments.

YUEN has a fight with MAN. Everybody in the family is pointing their fingers at YUEN, who retorts he was only giving MAN a lesson on behalf of SUM. YUEN takes NIN to go sailing, hoping that she will open her heart to him when they are on their own. YUEN calls ANGIE as soon as he has left NIN, who is in tears. MEI makes YUEN visit HEI’s graveyard with her, her real attention however is to give him a lecture. The board of directors has a discussion on the bank’s plan for the coming year. MING and MAN have very different ideas. Everybody at the bank is talking about SUM and MAN recently. SUM announces on the bank’s intranet that they have broken up. PO makes MING make public his relationship with YAN at a staff activity with a trick. MING discovers that FUNG has helped MAN with his proposal. MING sees YUEN and ANGIE together after playing golf with CHUK.

MING and YAN go out together, during which he gives her many lovely surprises. MING tells FUNG he has made an investment mistake. FUNG reckons MING is using YAN to release false news. The Investment Department has done extraordinary well last year. MING therefore suggests expanding it to a subsidiary of the bank at the board meeting. YUEN and the other board members support the idea. They even let him take charge of the new company. MING hopes FUNG could work as his assistant in the new company. MAN agrees unwillingly. MING is taken aback when YUEN invites MAN to the board. NGAN finds out that LUK has lied to her about having to go for a business trip. When she arrives at the airport, she sees LUK being with a lady. YUEN gives NIN a valentine present before going on a business trip. NIN is excited. YUEN and ANGIE are enjoying each other’s companion in Sabah when NIN shows up suddenly.

Awakened from the shock, NIN returns to Hong Kong. When her family members ask why she has shortened her trip, she says she had lost her passport and so did not go in the end. It is the grand opening of the FMH Investment Limited Company today. MING is determined to make it the most successful department of Cosmo. With WENDY’s maneuver SUM learns that YUEN has gone out a lot with ANGIE recently. SUM hopes ANGIE would cut off her relationship with YUEN, but she refuses to do so. MAN learns from SUM about YUEN and ANGIE’s affair. He then tells MEI. YUEN tells ANGIE he cannot live without her. He also suggests leaving Hong Kong together. YUEN confesses to NIN and proposes a divorce. YUEN and NIN are about to sign the divorce agreement when MEI rushes in to stop them.

MEI takes her grandchildren to school but she is astonished to find the house surrounded by reporters. Rumor has it that the bank has management problems. YUEN wants to return to the bank to sort things out, but MEI insists him stay home to talk NIN out of the idea of divorcing. The bank holds a press conference in response to the recent rumors. MING announces the bank’s performance on his own accord, and manages to stop the rumors from going around. MEI shows up at where CHUK and ANGIE are dining to beg ANGIE to leave YUEN. ANGIE turns her down resolutely. NIN plans to leave for the UK for good with her two children. MEI threatens to fight for the children’s custody. MEI is taking her grandchildren to the airport as SUM and MING appear to stop her. MING has thought of a way to make YUEN leave ANGIE. A woman ANGIE does not know pours liquid on her on the street.