As the debtor faces imminent danger from his loan shark, he enlists Jang Gil-ryong for a diabolical task — one that comes at a high and personal cost.

Caught in the shadows of her past, Lee Ju-yeon is stirred by a name that echoes old memories, pushing her to confront lingering questions.

Distracted by Lee Yu-jeong, Glasses gets into a car accident. When he discovers a witness, he panics and tries to erase any trace of his involvement.

Prepared with a plan, the Debtor confronts Gil-ryong — but the plot soon devolves into chaos when the Witness sees an opportunity to exploit.

After the witness demands more money, Glasses uncovers inconsistencies in the recent accident. The Debtor panics as Gil-ryong demands his due.

The Witness faces unexpected setbacks after thinking he's in the clear. But with Ju-yeon on his trail, can he break free from the relentless karmic cycle?